Empowering financial growth
Financial Planning for Stripe Employees
Most Stripe employees have clear financial goals. The harder part is knowing how to get there. Stripe has stayed private while giving employees a regular way to turn equity into cash through its annual tender offer, so building toward those goals tends to be an ongoing process rather than a single event. Each round brings money that has to fit into a longer-term picture. Our approach to Stripe employee wealth management helps you make thoughtful decisions about equity while creating a long term financial strategy that supports your career and personal goals.
- How much risk should I take to reach my goals?
- Do I have enough to retire, and at what age?
- How do I save for my children’s education and my retirement at the same time?
- How can I be as tax-efficient as possible?
These are common questions, and ones we’re glad to help you think through. As a Stripe financial advisor, we help employees evaluate equity compensation, investment opportunities, tax implications, and retirement planning as part of one coordinated financial planning process.
Twin Peaks Wealth Advisors LLC is not affiliated with Stripe or the Stripe benefits department. Twin Peaks Wealth Advisors has personal financial planning relationships with multiple clients who are Stripe employees. Our Stripe employee financial planning services are built specifically for professionals navigating complex compensation packages and growing wealth.
Choose the Level of Support that Fits You
Our Complete Wealth Management
Our Complete Wealth management is our ongoing, fully managed engagement, combining your investments and financial plan in one relationship. Instead of handing you a plan to execute, we build the strategy, put it into action, and manage in conjunction with you, as your goals change. Relationships start at $2 million in managed assets, with flexibility based on your circumstances. Designed for wealth management for tech employees, this service keeps your investments, tax planning, retirement planning, and equity compensation working together toward your long-term objectives.
Where wealth management goes further than our flat-fee financial planning packages:
- We manage the plan for you, not just advise on it.
- Ongoing portfolio oversight, regular rebalancing, and tax-loss harvesting.
- Access to private and alternative investments beyond stocks and bonds.
- A proactive annual calendar covering taxes, investments, retirement, and estate.
- Two dedicated advisors, plus our full technology stack with platforms like eMoney and Black Diamond technology
What Our Clients At Stripe Say We Bring To The Table
Technology professionals often face unique financial decisions that extend beyond investing. Our structured financial planning process provides accountability, proactive communication, and experienced guidance to help you make confident decisions while staying focused on your career and financial future.
Accountability Partner
- Take Action | Stop Procrastinating | Improve Motivation
- Set Deadlines | Make Progress
- Greater Perspective & Confidence
Maximize Opportunities By Staying in the Know
- Latest Trends and Investments
- Consider Changes in Tax Landscape
- Gain Access to Private Investments
- Minimize Risks
More Time On Your Calendar
- Focus on Your Personal Life
- We Set Meetings
- Discuss Any Changes
- Remain on Track
A Professional Process to Manage Your Finances
- Assess Current Situation
- Set Realistic Goals
- Design Custom Plan
- Account For All Considerations
Avoid Common Mistakes
- Inadequate Diversification
- Not Taking Advantage of Tax-Advantaged Accounts
- Poor Investment Choices
Our Flat-Fee Financial Planning Packages
If you are requiring help on a specific area of your finances, the following flat-fee packages are right for you.
A comprehensive planning engagement designed for employees with more complex financial situations. Our Stripe asset and wealth management approach integrates investment management, tax planning, retirement planning, and equity compensation into one coordinated strategy that evolves alongside your career.
Starting at $15,000-$40,000
in 180 days or less
Goals & Cash Flow Planning
- Outline short, intermediate, and long-term financial objectives
- 5 year cash flow and savings projection (click the link to see a video of an example)
- Assistance with major purchases (i.e. home buying help)
Investment Planning
- Develop your concentrated stock liquidation strategy
- Build a go-forward investment plan for your future savings
- Investment portfolio analysis and recommendations to asset allocation and/or target date funds
- Fidelity 401(k) Brokeragelink
- Alternative investment strategy (private equity, non-traded real estate, private credit, venture capital, hedge funds)*
Equity Compensation
- Schwab and Fidelity stock plan optimization
- Concentrated stock strategies & liquidation (10b5-1 planning)*
Retirement
- Review retirement account contributions (IRA and Roth)
- Evaluate Fidelity 401(k) plan
- Retirement income forecasting and planning
Insurance & Family Planning
- Insurance planning (Life, Disability, Long-term care)
- Elect employee benefits & evaluate supplemental coverage needs
- Education and college funding
- Review custodial account contributions
- Estate planning review – updating documents and beneficiaries as needed*
Tax Planning
- Tax coordination meeting with your accountant*
- Tax-return software analysis (Holistiplan report)
- Fidelity Mega Back Door Roth Contribution
- Traditional versus ROTH contribution analysis
- Roth IRA Conversion analysis
- Annual gifting & charitable giving*
We proactively evaluate tax implications before major financial decisions so your equity events, investment strategy, and retirement planning remain aligned.
Insurance & Family Planning
- Insurance planning (Life, Disability, Long-term care) (click for example analysis)
- Elect employee benefits & evaluate supplemental coverage needs
- Education and college funding (click for example analysis)
- Review custodial account contributions
- Estate planning review – updating documents and beneficiaries as needed*
Starting at $9,500-$14,000
in 180 days or less
Goals & Cash Flow Planning
- Outline short, intermediate, and long-term financial objectives
- 5 year cash flow and savings projection (click the link to see a video of an example)
- Assistance with major purchases (i.e. home buying help)
Investment Planning
- Develop your concentrated stock liquidation strategy
- Build a go-forward investment plan for your future savings
- Investment portfolio analysis and recommendations to asset allocation and/or target date funds
- Fidelity 401(k) Brokeragelink
Equity Compensation
- Shareworks stock plan optimization
Retirement
- Review retirement account contributions (IRA and Roth)
- Evaluate Fidelity 401(k) plan
- Retirement income forecasting and planning
Insurance & Family Planning
- Insurance planning (Life, Disability, Long-term care)
- Elect employee benefits & evaluate supplemental coverage needs
- Education and college funding
- Review custodial account contributions
Tax Planning
- Tax-return software analysis (Holistiplan report)
- Fidelity Mega Back Door Roth Contribution
- Traditional versus ROTH contribution analysis
- Roth IRA Conversion analysis
Package FAQs
What is the main difference between Essentials and Complete?
The primary distinction between the plans is that the Complete Package offers integrated planning in collaboration with an external tax professional, along with more detailed and sophisticated investment strategies. This package particularly focuses on liquidation strategies for company insiders who are subject to material non-public information and blackout trading windows and eligible for 10b5-1 trading plans. Coordinated planning ensures that your strategy is crafted with complex financial planning and tax implications considered, providing a more holistic approach to managing your finances.
If I want one service from the Complete package, can I swap that in for a service in the Essentials package that I don’t need?
Yes, you can. Our packages are priced based on how much time we spend with you so let us know what you have in mind and we’ll tailor the engagement to fit your needs.
What is the additional fee to include my spouse?
For the Complete package, there are no extra fees to include your spouse. The flat fee of $8,000 for the Essentials package will include your whole family.
Essentials is ideal for professionals seeking focused financial planning without an ongoing wealth management relationship. It provides practical guidance around investment strategy, cash flow, tax planning, and equity compensation while supporting your long term financial objectives.
Stripe Compensation, Explained.
The First 3 Months - Complete
Please note that the below meeting structure is just an example. Meeting topics and frequency will be adjusted based on your specific situation.
View Our Pricing Below
Disclaimer: Investment advisory services are offered through Twin Peaks Wealth Advisors, a registered investment advisor. The information presented in this article is for general informational and illustrative purposes only and does not constitute personalized investment advice. All opinions expressed are current as of the date of publication and are subject to change. Any references to market or economic conditions are based on information believed to be reliable but are not guaranteed to be accurate or complete. Past performance is not a guarantee of future results.
