Empowering financial growth
Financial Planning for Meta Employees
Did you know that you have unique benefits as a Meta employee? Meta employees have access to powerful compensation and retirement benefits. Are you exploring them?
At Twin Peaks Wealth Advisors, we specialize in Meta employee financial planning. We help you evaluate your compensation, equity, and retirement benefits through strategic, tax-efficient planning.
Maximize Your Meta 401(k) Plan and Benefits
Your Meta 401k plan may be an important part of your financial planning.
- Contribution Limit: $23,000
- Meta 401(k) Match: 100% match up to $11,500 (as of 2024)
- Access to low-cost index funds and target-date retirement funds
Are you fully leveraging your Meta 401k benefits?
Mega Backdoor Roth Strategy for Meta Employees
Meta offers the ability to implement a Mega Backdoor Roth strategy — a powerful tax-advantaged opportunity for high-earners. We guide you step-by-step through implementation to ensure it aligns with your broader financial plan.
Low-Fee Investment Optimization
Meta’s retirement plan includes institutional-quality, low-fee investment options. We help you:
- Evaluate fund selection
- Strategic asset allocation
- Align investment strategy with your long-term goals
- Coordinate Brokerage Link options where appropriate
What Our Clients At Meta Say We Bring To The Table
As a Meta employee or tech executive, you may be asking:
- How much risk should I take to reach financial independence?
- Do I have enough to retire, and at what age?
- How do I fund my children’s education while maximizing retirement savings?
- How can I reduce taxes on equity compensation and retirement accounts?
These are valid questions and we have the answers. At Twin Peaks Wealth Advisors, we provide financial planning for tech professionals who need clarity, structure, and strategic execution.
Twin Peaks Wealth Advisors LLC is not affiliated with Meta or the Meta benefits department. Twin Peaks Wealth Advisors has personal financial planning relationships with multiple clients who are Meta employees. Twin Peaks Wealth Advisors LLC is not affiliated with, endorsed by, or sponsored by Meta Platforms, Inc. References to Meta employee benefits are based on publicly available information and individual client experiences, which may change over time.
This content is for general educational purposes only and is not investment, tax, legal, or benefits advice. Planning strategies, tax results, and benefit elections depend on individual circumstances and applicable plan rules.
Alternative investments involve additional risks, including illiquidity, limited transparency, and loss of principal, and are not appropriate for all investors.
What Our Clients at Meta Say We Bring to the Table
We provide comprehensive wealth management for tech employees who want a proactive financial strategy.
Accountability Partner
- Take action instead of procrastinating
- Improve motivation and follow-through
- Set clear deadlines and measurable milestones
- Make consistent progress toward financial independence
- Gain perspective and confidence in financial decisions
Explore All Opportunities by Staying in the Know
- Stay informed on market trends impacting tech professionals
- Monitor changes in tax laws affecting equity compensation
- Evaluate private and alternative investment opportunities
- Identify tax-efficient strategies within the Meta 401(k) plan
- Proactively manage portfolio risk
More Time on Your Calendar
- Focus on career growth and personal life
- We structure and schedule planning meetings
- Coordinate discussions around life and compensation changes
- Keep your financial plan organized and on track
A Professional Process to Manage Your Finances
- Assess your current financial situation
- Define realistic short- and long-term goals
- Design a customized financial plan
- Integrate tax, equity compensation, and retirement planning
- Provide structured implementation and follow-up
Avoid Common Mistakes
- Reduce concentrated stock risk
- Fully utilize tax-advantaged accounts
- Evaluate Meta 401(k) benefits
- Avoid inefficient investment allocation
- Coordinate equity liquidation with tax strategy
“Done For You” Ongoing Engagement | Comprehensive Wealth Management for Tech Executives
Our most comprehensive solution provides 360-degree financial oversight. Ideal for senior leaders and high earners seeking coordinated financial planning for tech executives.
Includes:
- Financial Planning
- Ongoing Investment Management
- All other unique financial needs, i.e. estate planning, special tax coordination, etc.
$2,000,000 minimum with TPWA
“Done With You” | Flat-Fee Financial Planning Packages for Meta Employees
Essentials Package
Starting at $8,000
We deliver on this engagement
in 180 days or less
Goals & Cash Flow Planning
- Outline short, intermediate, and long-term financial objectives
- 5 year cash flow and savings projection (click the link to see a video of an example)
- Assistance with major purchases (i.e. home buying help)
Investment Planning
- Develop your concentrated stock liquidation strategy
- Build a go-forward investment plan for your future savings
- Investment portfolio analysis and recommendations to asset allocation and/or target date funds
- Fidelity 401(k) Brokeragelink
Equity Compensation
- Schwab stock plan optimization
Retirement
- Review retirement account contributions (IRA and Roth)
- Evaluate Fidelity 401(k) plan
- Retirement income forecasting and planning
Insurance & Family Planning
- Insurance planning (Life, Disability, Long-term care)
- Elect employee benefits & evaluate supplemental coverage needs
- Education and college funding
- Review custodial account contributions
Tax Planning
- Tax-return software analysis (Holistiplan report)
- Fidelity Mega Back Door Roth Contribution
- Traditional versus ROTH contribution analysis
- Roth IRA Conversion analysis
Complete Package
Starting at $15,000
We deliver on this engagement
in 180 days or less
The complete package includes everything in the essentials package, plus the following:
Investment Planning
- Alternative investment strategy (private equity, non-traded real estate, private credit, venture capital, hedge funds)
Equity Compensation
- Concentrated stock strategies & liquidation (10b5-1 planning)
Insurance & Family Planning
- Estate planning review – updating documents and beneficiaries as needed
Tax Planning
- Tax coordination meeting with your accountant
- Annual gifting & charitable giving
Insurance & Family Planning
- Estate planning review – updating documents and beneficiaries as needed
Meta Employee Financial Planning: The First 3 Months
Below is an example roadmap outlining what the first eight meetings may look like, and the topics typically covered. This visual framework demonstrates our structured process and how we move from analysis to implementation.
Please note: meeting cadence, sequencing, and topics are customized based on your specific compensation structure, tax complexity, and planning priorities.
Frequently Asked Questions
What’s the main difference between Essentials and Complete?
The Complete Package includes year-round coordinated planning with an outside tax professional and more advanced investment strategies. It is especially valuable for Meta executives managing insider trading restrictions, blackout windows, and 10b5-1 trading plans.
This level of integration ensures your financial strategy accounts for both complex tax implications and long-term wealth-building goals.
If I want one service from the Complete package, can I swap it for a service in the Essentials package that I don’t need?
Yes, you can. Our packages are priced based on engagement time and complexity. Let us know what you have in mind and we’ll tailor the engagement to fit your needs.
What is the additional fee to include my spouse?
Schedule Your Consultation
If you are a Meta employee looking for structured financial planning — we’re ready to help you work towards your financial goals.
Book Your Consultation Today.
